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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,741 | $76,407+110.4% | $150,298+6.9% | $82,448+95.0% |
| Participation rate | 88.0% | 66.4%+21.6pp | 77.8%+10.2pp | 68.1%+19.9pp |
| Annual return | 9.37% | 39.99%-30.6pp | 62.79%-53.4pp | 41.64%-32.3pp |
| Employer contribution / active EE | $5,760 | $2,614+120.3% | $4,154+38.7% | $2,551+125.8% |
| Participant deferral / active EE | $5,875 | $3,214+82.8% | $5,453+7.7% | $4,139+41.9% |
| Admin fee / account holder | $1,214 | $6,352-80.9% | $14,116-91.4% | $7,234-83.2% |