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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,741 | $86,050+86.8% | $189,758-15.3% | $94,015+71.0% |
| Participation rate | 88.0% | 68.9%+19.1pp | 79.8%+8.2pp | 70.8%+17.2pp |
| Annual return | 9.37% | 17.77%-8.4pp | 52.62%-43.2pp | 17.84%-8.5pp |
| Employer contribution / active EE | $5,760 | $2,819+104.3% | $4,767+20.8% | $2,790+106.4% |
| Participant deferral / active EE | $5,875 | $3,349+75.4% | $5,856+0.3% | $4,249+38.2% |
| Admin fee / account holder | $1,214 | $6,627-81.7% | $20,388-94.0% | $8,951-86.4% |