Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,431 | $57,590+20.6% | $86,233-19.5% | $82,448-15.8% |
| Participation rate | 16.1% | 57.9%-41.7pp | 69.0%-52.9pp | 68.1%-51.9pp |
| Annual return | 21.77% | 22.41%-0.6pp | 61.39%-39.6pp | 41.64%-19.9pp |
| Employer contribution / active EE | $591 | $1,655-64.3% | $2,504-76.4% | $2,551-76.8% |
| Participant deferral / active EE | $2,987 | $3,080-3.0% | $4,559-34.5% | $4,139-27.8% |
| Admin fee / account holder | $671 | $4,730-85.8% | $8,342-92.0% | $7,234-90.7% |