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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,187 | $101,653-56.5% | $147,080-70.0% | $74,459-40.7% |
| Participation rate | 45.2% | 75.6%-30.3pp | 82.2%-36.9pp | 67.2%-22.0pp |
| Annual return | 28.23% | 8754.98%-8726.7pp | 420.17%-391.9pp | 1369.70%-1341.5pp |
| Employer contribution / active EE | $2,584 | $3,813-32.2% | $4,933-47.6% | $2,626-1.6% |
| Participant deferral / active EE | $5,931 | $7,304-18.8% | $8,066-26.5% | $4,350+36.3% |
| Admin fee / account holder | $4,496 | $1,752+156.7% | $12,989-65.4% | $1,945+131.2% |