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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,714 | $61,125+1.0% | $94,057-34.4% | $87,485-29.5% |
| Participation rate | 18.8% | 64.1%-45.3pp | 73.3%-54.6pp | 68.9%-50.2pp |
| Annual return | 13.21% | 35.20%-22.0pp | 480.62%-467.4pp | 26.06%-12.9pp |
| Employer contribution / active EE | $277 | $2,136-87.0% | $2,933-90.6% | $2,596-89.3% |
| Participant deferral / active EE | $1,862 | $3,260-42.9% | $4,709-60.5% | $4,274-56.4% |
| Admin fee / account holder | $278 | $5,629-95.1% | $7,244-96.2% | $7,775-96.4% |