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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,484 | $181,062-14.7% | $158,223-2.4% | $155,188-0.5% |
| Participation rate | 60.0% | 82.7%-22.7pp | 79.2%-19.2pp | 80.8%-20.8pp |
| Annual return | 22.02% | 57.39%-35.4pp | 52.09%-30.1pp | 148.84%-126.8pp |
| Employer contribution / active EE | $8,760 | $4,565+91.9% | $4,109+113.2% | $4,248+106.2% |
| Participant deferral / active EE | $4,726 | $6,134-23.0% | $5,467-13.6% | $6,531-27.6% |
| Admin fee / account holder | $53 | $18,825-99.7% | $16,047-99.7% | $14,480-99.6% |