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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,844 | $172,111+28.3% | $150,298+46.9% | $137,256+60.9% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 20.33% | 69.37%-49.0pp | 62.79%-42.5pp | 220.34%-200.0pp |
| Employer contribution / active EE | $12,906 | $4,636+178.4% | $4,154+210.7% | $4,156+210.5% |
| Participant deferral / active EE | $9,215 | $6,166+49.5% | $5,453+69.0% | $6,407+43.8% |
| Admin fee / account holder | $9,776 | $16,471-40.6% | $14,116-30.7% | $12,270-20.3% |