Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,265 | $84,685-86.7% | $142,942-92.1% | $67,986-83.4% |
| Participation rate | 29.1% | 61.4%-32.3pp | 76.8%-47.7pp | 57.2%-28.1pp |
| Annual return | 17.95% | 35.89%-17.9pp | 113.70%-95.7pp | 31.67%-13.7pp |
| Employer contribution / active EE | $0 | $2,263-100.0% | $4,139-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $565 | $3,832-85.2% | $7,128-92.1% | $3,358-83.2% |
| Admin fee / account holder | $1,439 | $3,229-55.4% | $12,475-88.5% | $3,203-55.1% |