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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,540 | $162,136-75.6% | $152,301-74.0% | $154,746-74.4% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 30.29% | 91.02%-60.7pp | 80.50%-50.2pp | 172.34%-142.0pp |
| Employer contribution / active EE | $988 | $4,890-79.8% | $4,624-78.6% | $4,379-77.4% |
| Participant deferral / active EE | $7,891 | $8,341-5.4% | $8,004-1.4% | $6,730+17.3% |
| Admin fee / account holder | $31 | $15,759-99.8% | $14,398-99.8% | $14,365-99.8% |