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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,261 | $123,155-12.9% | $108,753-1.4% | $155,188-30.9% |
| Participation rate | 60.0% | 75.6%-15.6pp | 71.1%-11.1pp | 80.8%-20.8pp |
| Annual return | 19.82% | 44.73%-24.9pp | 37.47%-17.7pp | 148.84%-129.0pp |
| Employer contribution / active EE | $4,860 | $2,811+72.9% | $2,427+100.3% | $4,248+14.4% |
| Participant deferral / active EE | $10,240 | $4,623+121.5% | $4,115+148.9% | $6,531+56.8% |
| Admin fee / account holder | $948 | $12,126-92.2% | $10,320-90.8% | $14,480-93.5% |