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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,261 | $124,980-14.2% | $108,359-1.0% | $154,746-30.7% |
| Participation rate | 60.0% | 75.2%-15.2pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 19.82% | 45.00%-25.2pp | 36.89%-17.1pp | 172.34%-152.5pp |
| Employer contribution / active EE | $4,860 | $2,851+70.5% | $2,399+102.5% | $4,379+11.0% |
| Participant deferral / active EE | $10,240 | $4,743+115.9% | $4,137+147.5% | $6,730+52.1% |
| Admin fee / account holder | $948 | $11,502-91.8% | $9,741-90.3% | $14,365-93.4% |