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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,402 | $183,516-54.0% | $155,534-45.7% | $145,884-42.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 10.53% | 61.43%-50.9pp | 64.92%-54.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $2,020 | $5,315-62.0% | $4,675-56.8% | $4,662-56.7% |
| Participant deferral / active EE | $5,893 | $6,467-8.9% | $5,630+4.7% | $6,690-11.9% |
| Admin fee / account holder | $1,782 | $19,293-90.8% | $15,900-88.8% | $13,392-86.7% |