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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,559 | $172,111-49.1% | $150,298-41.7% | $137,256-36.2% |
| Participation rate | 54.5% | 81.7%-27.2pp | 77.8%-23.2pp | 80.0%-25.4pp |
| Annual return | 14.77% | 69.37%-54.6pp | 62.79%-48.0pp | 220.34%-205.6pp |
| Employer contribution / active EE | $971 | $4,636-79.1% | $4,154-76.6% | $4,156-76.6% |
| Participant deferral / active EE | $2,612 | $6,166-57.6% | $5,453-52.1% | $6,407-59.2% |
| Admin fee / account holder | $14,934 | $16,471-9.3% | $14,116+5.8% | $12,270+21.7% |