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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,661 | $106,749-33.8% | $145,433-51.4% | $82,448-14.3% |
| Participation rate | 76.0% | 75.6%+0.4pp | 82.1%-6.1pp | 68.1%+7.9pp |
| Annual return | 13.84% | 27.59%-13.7pp | 66.58%-52.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $2,528 | $3,444-26.6% | $4,554-44.5% | $2,551-0.9% |
| Participant deferral / active EE | $5,521 | $6,519-15.3% | $7,897-30.1% | $4,139+33.4% |
| Admin fee / account holder | $27,026 | $8,390+222.1% | $13,129+105.9% | $7,234+273.6% |