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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,155 | $161,352+136.8% | $134,172+184.8% | $137,256+178.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 8.32% | 28.72%-20.4pp | 25.30%-17.0pp | 220.34%-212.0pp |
| Employer contribution / active EE | $6,707 | $4,099+63.6% | $3,420+96.1% | $4,156+61.4% |
| Participant deferral / active EE | $4,950 | $5,552-10.9% | $4,690+5.5% | $6,407-22.7% |
| Admin fee / account holder | $94,904 | $15,028+531.5% | $12,016+689.8% | $12,270+673.5% |