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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,155 | $162,967+134.5% | $135,792+181.4% | $138,895+175.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 8.32% | 30.08%-21.8pp | 25.96%-17.6pp | 145.39%-137.1pp |
| Employer contribution / active EE | $6,707 | $4,211+59.3% | $3,496+91.9% | $4,194+59.9% |
| Participant deferral / active EE | $4,950 | $5,640-12.2% | $4,759+4.0% | $6,396-22.6% |
| Admin fee / account holder | $94,904 | $15,306+520.0% | $12,266+673.7% | $12,562+655.5% |