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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,086 | $111,814-96.3% | $103,374-96.0% | $145,959-97.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.01% | 24.77%-15.8pp | 24.89%-15.9pp | 561.95%-552.9pp |
| Employer contribution / active EE | $3,889 | $4,214-7.7% | $3,869+0.5% | $4,661-16.6% |
| Participant deferral / active EE | $0 | $5,618-100.0% | $5,058-100.0% | $6,689-100.0% |
| Admin fee / account holder | $2,633 | $9,754-73.0% | $8,394-68.6% | $13,398-80.4% |