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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,057,511 | $166,020+537.0% | $164,866+541.4% | $145,959+624.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.20% | 100.08%-80.9pp | 69.97%-50.8pp | 561.95%-542.7pp |
| Employer contribution / active EE | $47,250 | $5,275+795.8% | $4,343+988.0% | $4,661+913.8% |
| Participant deferral / active EE | $21,000 | $6,961+201.7% | $6,033+248.1% | $6,689+214.0% |
| Admin fee / account holder | $7,586 | $16,644-54.4% | $12,689-40.2% | $13,398-43.4% |