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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,202 | $117,904+82.5% | $102,457+110.0% | $145,978+47.4% |
| Participation rate | 86.4% | 78.6%+7.8pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 11.87% | 31.80%-19.9pp | 29.41%-17.5pp | 550.52%-538.6pp |
| Employer contribution / active EE | $4,899 | $3,613+35.6% | $3,022+62.1% | $4,662+5.1% |
| Participant deferral / active EE | $6,787 | $5,733+18.4% | $5,054+34.3% | $6,690+1.5% |
| Admin fee / account holder | $1,872 | $13,329-86.0% | $9,451-80.2% | $13,400-86.0% |