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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,744 | $106,588-91.8% | $94,215-90.7% | $155,188-94.4% |
| Participation rate | 90.0% | 74.3%+15.7pp | 70.0%+20.0pp | 80.8%+9.2pp |
| Annual return | 20.71% | 29.39%-8.7pp | 28.22%-7.5pp | 148.84%-128.1pp |
| Employer contribution / active EE | $1,697 | $3,080-44.9% | $2,675-36.6% | $4,248-60.1% |
| Participant deferral / active EE | $2,880 | $4,802-40.0% | $4,276-32.6% | $6,531-55.9% |
| Admin fee / account holder | $458 | $12,281-96.3% | $10,216-95.5% | $14,480-96.8% |