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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,744 | $107,733-91.9% | $92,985-90.6% | $154,746-94.3% |
| Participation rate | 90.0% | 74.6%+15.4pp | 69.5%+20.5pp | 80.7%+9.3pp |
| Annual return | 20.71% | 30.39%-9.7pp | 27.99%-7.3pp | 172.34%-151.6pp |
| Employer contribution / active EE | $1,697 | $3,126-45.7% | $2,662-36.3% | $4,379-61.2% |
| Participant deferral / active EE | $2,880 | $5,053-43.0% | $4,377-34.2% | $6,730-57.2% |
| Admin fee / account holder | $458 | $11,369-96.0% | $9,463-95.2% | $14,365-96.8% |