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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,204 | $275,752-87.6% | $256,809-86.7% | $198,609-82.8% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 22.71% | 34.81%-12.1pp | 32.73%-10.0pp | 202.70%-180.0pp |
| Employer contribution / active EE | $4,887 | $7,721-36.7% | $7,263-32.7% | $5,055-3.3% |
| Participant deferral / active EE | $9,780 | $10,037-2.6% | $9,520+2.7% | $6,977+40.2% |
| Admin fee / account holder | $615 | $25,716-97.6% | $25,146-97.6% | $19,030-96.8% |