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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,781 | $162,136+48.5% | $152,301+58.1% | $154,746+55.6% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 16.58% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.8pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $18,217 | $8,341+118.4% | $8,004+127.6% | $6,730+170.7% |
| Admin fee / account holder | $1,851 | $15,759-88.3% | $14,398-87.1% | $14,365-87.1% |