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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,147 | $110,337-86.3% | $102,383-85.2% | $145,877-89.6% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 15.81% | 24.83%-9.0pp | 24.94%-9.1pp | 551.28%-535.5pp |
| Employer contribution / active EE | $1,782 | $4,216-57.7% | $3,870-54.0% | $4,663-61.8% |
| Participant deferral / active EE | $3,107 | $5,621-44.7% | $5,060-38.6% | $6,691-53.6% |
| Admin fee / account holder | $978 | $9,750-90.0% | $8,391-88.4% | $13,402-92.7% |