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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,039 | $111,830-61.5% | $93,696-54.1% | $145,884-70.5% |
| Participation rate | 52.6% | 74.2%-21.6pp | 68.7%-16.1pp | 80.3%-27.7pp |
| Annual return | 11.38% | 204.08%-192.7pp | 133.74%-122.4pp | 551.85%-540.5pp |
| Employer contribution / active EE | $592 | $3,093-80.9% | $2,422-75.6% | $4,662-87.3% |
| Participant deferral / active EE | $1,744 | $4,920-64.6% | $4,417-60.5% | $6,690-73.9% |
| Admin fee / account holder | $3,529 | $10,249-65.6% | $8,287-57.4% | $13,392-73.7% |