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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,884 | $57,119-10.9% | $85,187-40.3% | $80,935-37.1% |
| Participation rate | 46.2% | 56.4%-10.3pp | 67.5%-21.4pp | 67.7%-21.5pp |
| Annual return | 11.08% | 21.70%-10.6pp | 66.67%-55.6pp | 35.66%-24.6pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,732-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,542 | $3,115-50.5% | $4,525-65.9% | $4,299-64.1% |
| Admin fee / account holder | $4,995 | $4,990+0.1% | $6,162-18.9% | $6,924-27.9% |