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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,522 | $159,978-3.4% | $147,041+5.1% | $145,978+5.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.77% | 98.36%-84.6pp | 419.21%-405.4pp | 550.52%-536.7pp |
| Employer contribution / active EE | $21,450 | $5,288+305.6% | $4,935+334.7% | $4,662+360.1% |
| Participant deferral / active EE | $11,736 | $8,429+39.2% | $8,071+45.4% | $6,690+75.4% |
| Admin fee / account holder | $1,655 | $15,053-89.0% | $13,006-87.3% | $13,400-87.6% |