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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,522 | $159,934-3.4% | $147,005+5.1% | $145,959+5.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.77% | 98.24%-84.5pp | 418.76%-405.0pp | 561.95%-548.2pp |
| Employer contribution / active EE | $21,450 | $5,287+305.7% | $4,934+334.7% | $4,661+360.2% |
| Participant deferral / active EE | $11,736 | $8,427+39.3% | $8,070+45.4% | $6,689+75.5% |
| Admin fee / account holder | $1,655 | $15,053-89.0% | $13,006-87.3% | $13,398-87.6% |