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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,876 | $110,410-57.5% | $102,437-54.2% | $145,897-67.9% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 9.32% | 24.85%-15.5pp | 24.95%-15.6pp | 552.29%-543.0pp |
| Employer contribution / active EE | $2,501 | $4,217-40.7% | $3,871-35.4% | $4,663-46.4% |
| Participant deferral / active EE | $2,501 | $5,622-55.5% | $5,060-50.6% | $6,689-62.6% |
| Admin fee / account holder | $252 | $9,745-97.4% | $8,388-97.0% | $13,390-98.1% |