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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,840 | $72,071-60.0% | $68,368-57.8% | $137,256-79.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 24.48% | 353.14%-328.7pp | 292.57%-268.1pp | 220.34%-195.9pp |
| Employer contribution / active EE | $2,849 | $2,788+2.2% | $2,649+7.6% | $4,156-31.4% |
| Participant deferral / active EE | $6,162 | $4,410+39.7% | $4,123+49.5% | $6,407-3.8% |
| Admin fee / account holder | $772 | $5,336-85.5% | $5,150-85.0% | $12,270-93.7% |