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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,366 | $171,930+29.3% | $151,266+47.0% | $154,746+43.7% |
| Participation rate | 100.0% | 80.5%+19.5pp | 77.0%+23.0pp | 80.7%+19.3pp |
| Annual return | 15.25% | 242.03%-226.8pp | 180.60%-165.4pp | 172.34%-157.1pp |
| Employer contribution / active EE | $6,238 | $4,710+32.4% | $4,237+47.2% | $4,379+42.5% |
| Participant deferral / active EE | $13,570 | $8,191+65.7% | $7,337+85.0% | $6,730+101.6% |
| Admin fee / account holder | $10,283 | $15,803-34.9% | $13,159-21.9% | $14,365-28.4% |