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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,366 | $158,393+40.4% | $143,412+55.1% | $155,188+43.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 78.5%+21.5pp | 80.8%+19.2pp |
| Annual return | 15.25% | 324.22%-309.0pp | 256.99%-241.7pp | 148.84%-133.6pp |
| Employer contribution / active EE | $6,238 | $3,911+59.5% | $3,748+66.4% | $4,248+46.9% |
| Participant deferral / active EE | $13,570 | $7,193+88.7% | $6,816+99.1% | $6,531+107.8% |
| Admin fee / account holder | $10,283 | $12,964-20.7% | $11,396-9.8% | $14,480-29.0% |