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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,927 | $99,053+35.2% | $88,179+51.9% | $138,895-3.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 18.31% | 78.17%-59.9pp | 64.97%-46.7pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,820 | $2,882-2.2% | $2,549+10.6% | $4,194-32.8% |
| Participant deferral / active EE | $15,240 | $5,225+191.6% | $4,614+230.3% | $6,396+138.3% |
| Admin fee / account holder | $478 | $8,748-94.5% | $7,673-93.8% | $12,562-96.2% |