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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,936 | $100,139-2.2% | $85,187+15.0% | $145,884-32.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.29% | 84.15%-73.9pp | 66.67%-56.4pp | 551.85%-541.6pp |
| Employer contribution / active EE | $2,260 | $3,238-30.2% | $2,732-17.3% | $4,662-51.5% |
| Participant deferral / active EE | $8,858 | $5,296+67.3% | $4,525+95.8% | $6,690+32.4% |
| Admin fee / account holder | $614 | $7,262-91.5% | $6,162-90.0% | $13,392-95.4% |