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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,645 | $160,070-53.4% | $147,117-49.3% | $145,897-48.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.28% | 98.69%-85.4pp | 420.54%-407.3pp | 552.29%-539.0pp |
| Employer contribution / active EE | $3,826 | $5,285-27.6% | $4,932-22.4% | $4,663-17.9% |
| Participant deferral / active EE | $6,729 | $8,419-20.1% | $8,065-16.6% | $6,689+0.6% |
| Admin fee / account holder | $741 | $15,035-95.1% | $12,993-94.3% | $13,390-94.5% |