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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,628 | $209,336-8.5% | $197,124-2.8% | $137,256+39.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 4.08% | 48.09%-44.0pp | 44.34%-40.3pp | 220.34%-216.3pp |
| Employer contribution / active EE | $7,029 | $6,591+6.6% | $6,227+12.9% | $4,156+69.1% |
| Participant deferral / active EE | $23,933 | $9,614+148.9% | $9,135+162.0% | $6,407+273.6% |
| Admin fee / account holder | $24,203 | $17,308+39.8% | $16,298+48.5% | $12,270+97.3% |