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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,571 | $201,370-11.8% | $184,256-3.6% | $145,897+21.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -5.82% | 29.05%-34.9pp | 28.85%-34.7pp | 552.29%-558.1pp |
| Employer contribution / active EE | $10,507 | $7,024+49.6% | $6,427+63.5% | $4,663+125.4% |
| Participant deferral / active EE | $21,400 | $9,808+118.2% | $9,133+134.3% | $6,689+219.9% |
| Admin fee / account holder | $15,292 | $16,364-6.5% | $13,899+10.0% | $13,390+14.2% |