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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,296 | $108,882+13.2% | $96,754+27.4% | $154,746-20.3% |
| Participation rate | 20.0% | 75.1%-55.1pp | 70.3%-50.3pp | 80.7%-60.7pp |
| Annual return | 18.49% | 98.39%-79.9pp | 82.04%-63.6pp | 172.34%-153.9pp |
| Employer contribution / active EE | $3,074 | $3,018+1.8% | $2,679+14.7% | $4,379-29.8% |
| Participant deferral / active EE | $6,120 | $5,323+15.0% | $4,758+28.6% | $6,730-9.1% |
| Admin fee / account holder | $1,223 | $10,200-88.0% | $8,905-86.3% | $14,365-91.5% |