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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,327 | $100,203-14.8% | $85,240+0.1% | $145,897-41.5% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 24.64% | 84.28%-59.6pp | 66.75%-42.1pp | 552.29%-527.7pp |
| Employer contribution / active EE | $2,490 | $3,242-23.2% | $2,735-9.0% | $4,663-46.6% |
| Participant deferral / active EE | $11,210 | $5,299+111.6% | $4,527+147.6% | $6,689+67.6% |
| Admin fee / account holder | $17,297 | $7,265+138.1% | $6,165+180.6% | $13,390+29.2% |