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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,509 | $155,555-90.7% | $146,866-90.1% | $155,188-90.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 60.93% | 115.41%-54.5pp | 102.85%-41.9pp | 148.84%-87.9pp |
| Employer contribution / active EE | $3,768 | $4,647-18.9% | $4,425-14.9% | $4,248-11.3% |
| Participant deferral / active EE | $10,023 | $8,044+24.6% | $7,759+29.2% | $6,531+53.5% |
| Admin fee / account holder | $593 | $14,755-96.0% | $13,620-95.6% | $14,480-95.9% |