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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,509 | $154,228-90.6% | $145,433-90.0% | $137,256-89.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 60.93% | 74.59%-13.7pp | 66.58%-5.6pp | 220.34%-159.4pp |
| Employer contribution / active EE | $3,768 | $4,804-21.6% | $4,554-17.3% | $4,156-9.3% |
| Participant deferral / active EE | $10,023 | $8,216+22.0% | $7,897+26.9% | $6,407+56.4% |
| Admin fee / account holder | $593 | $14,344-95.9% | $13,129-95.5% | $12,270-95.2% |