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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,583 | $72,071-14.6% | $68,368-9.9% | $137,256-55.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 21.24% | 353.14%-331.9pp | 292.57%-271.3pp | 220.34%-199.1pp |
| Employer contribution / active EE | $12,633 | $2,788+353.1% | $2,649+376.9% | $4,156+204.0% |
| Participant deferral / active EE | $18,059 | $4,410+309.5% | $4,123+338.0% | $6,407+181.9% |
| Admin fee / account holder | $10,291 | $5,336+92.9% | $5,150+99.8% | $12,270-16.1% |