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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $106,171 |
UBS FINANCIAL SERVICES INC5+ years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 PO BOX 198928 · NASHVILLE, TN 37238 | Advisory (Plan) | $87,819 |
ALLIANCE BENEFIT GROUP5+ years Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON Service code 13 7908 N SAM HOUSTON PKWY W, STE 500 · HOUSTON, TX 77064 | Contract Administrator | $73,655 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $45,596 |
FIDUCIARY WISE, LLC5+ years Filed as: FIDUCIARY WISE LLC Service code 99 2487 S GILBERT RD STE 106-454 · GILBERT, AZ 85295 | Other Fees | $22,700 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,559 | $55,694-32.6% | $81,882-54.1% | $200,096-81.2% |
| Participation rate | 29.8% | 62.7%-32.9pp | 72.4%-42.6pp | 72.0%-42.3pp |
| Annual return | 19.68% | 19.59%+0.1pp | 779.47%-759.8pp | 34.26%-14.6pp |
| Employer contribution / active EE | $553 | $2,114-73.8% | $2,916-81.0% | $3,038-81.8% |
| Participant deferral / active EE | $1,687 | $3,299-48.9% | $4,323-61.0% | $5,090-66.9% |
| Admin fee / account holder | $175 | $348-49.9% | $7,360-97.6% | $269-35.2% |