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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,872 | $97,125-41.4% | $86,233-34.0% | $137,256-58.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 20.25% | 74.19%-53.9pp | 61.39%-41.1pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,977 | $2,841+40.0% | $2,504+58.8% | $4,156-4.3% |
| Participant deferral / active EE | $12,496 | $5,180+141.3% | $4,559+174.1% | $6,407+95.0% |
| Admin fee / account holder | $763 | $9,725-92.2% | $8,342-90.9% | $12,270-93.8% |