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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,605 | $160,040-79.0% | $147,096-77.2% | $145,877-77.0% |
| Participation rate | 79.2% | 84.0%-4.9pp | 82.2%-3.0pp | 80.3%-1.1pp |
| Annual return | 44.97% | 98.49%-53.5pp | 419.75%-374.8pp | 551.28%-506.3pp |
| Employer contribution / active EE | $5,141 | $5,289-2.8% | $4,936+4.1% | $4,663+10.2% |
| Participant deferral / active EE | $13,687 | $8,429+62.4% | $8,071+69.6% | $6,691+104.6% |
| Admin fee / account holder | $9,648 | $15,050-35.9% | $13,005-25.8% | $13,402-28.0% |