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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,897 | $106,749-52.3% | $145,433-65.0% | $82,448-38.3% |
| Participation rate | 82.1% | 75.6%+6.5pp | 82.1%0pp | 68.1%+14.1pp |
| Annual return | 31.01% | 27.59%+3.4pp | 66.58%-35.6pp | 41.64%-10.6pp |
| Employer contribution / active EE | $3,932 | $3,444+14.1% | $4,554-13.7% | $2,551+54.1% |
| Participant deferral / active EE | $10,625 | $6,519+63.0% | $7,897+34.5% | $4,139+156.7% |
| Admin fee / account holder | $694 | $8,390-91.7% | $13,129-94.7% | $7,234-90.4% |