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| Provider | Service type | Compensation |
|---|---|---|
BENEFIT TRUST COMPANY1 year Service code 18 · EIN 43-1971558 | Custodial (securities); Custodial (ot... | $14,677 |
GUIDELINE, INC.1 year Filed as: GUIDELINE, LLC Service code 14 · EIN 47-4474775 | Plan Administrator | $7,763 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,643 | $106,230-72.1% | $147,080-79.8% | $77,736-61.9% |
| Participation rate | 96.0% | 78.4%+17.6pp | 82.2%+13.8pp | 70.6%+25.4pp |
| Annual return | 135.61% | 56.91%+78.7pp | 420.17%-284.6pp | 31.26%+104.4pp |
| Employer contribution / active EE | $4,397 | $4,072+8.0% | $4,933-10.9% | $2,728+61.2% |
| Participant deferral / active EE | $9,182 | $8,001+14.8% | $8,066+13.8% | $4,651+97.4% |
| Admin fee / account holder | $13 | $338-96.1% | $12,989-99.9% | $433-96.9% |