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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,377 | $172,111-56.2% | $150,298-49.8% | $137,256-45.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.62% | 69.37%-50.8pp | 62.79%-44.2pp | 220.34%-201.7pp |
| Employer contribution / active EE | $4,156 | $4,636-10.4% | $4,1540% | $4,1560% |
| Participant deferral / active EE | $4,791 | $6,166-22.3% | $5,453-12.1% | $6,407-25.2% |
| Admin fee / account holder | $605 | $16,471-96.3% | $14,116-95.7% | $12,270-95.1% |