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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,921 | $29,319+145.3% | $52,425+37.2% | $82,448-12.8% |
| Participation rate | 25.7% | 46.9%-21.1pp | 55.6%-29.9pp | 68.1%-42.4pp |
| Annual return | 23.47% | 535.20%-511.7pp | 302.12%-278.7pp | 41.64%-18.2pp |
| Employer contribution / active EE | $521 | $586-11.2% | $914-43.0% | $2,551-79.6% |
| Participant deferral / active EE | $1,472 | $1,171+25.7% | $1,790-17.8% | $4,139-64.4% |
| Admin fee / account holder | $3,650 | $1,962+86.0% | $2,495+46.3% | $7,234-49.5% |