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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,045 | $174,379-50.7% | $152,093-43.4% | $138,895-38.1% |
| Participation rate | 90.9% | 81.6%+9.3pp | 77.8%+13.1pp | 79.9%+11.0pp |
| Annual return | 13.51% | 74.86%-61.3pp | 66.36%-52.8pp | 145.39%-131.9pp |
| Employer contribution / active EE | $3,016 | $4,652-35.2% | $4,175-27.7% | $4,194-28.1% |
| Participant deferral / active EE | $5,802 | $6,159-5.8% | $5,451+6.4% | $6,396-9.3% |
| Admin fee / account holder | $14,683 | $16,880-13.0% | $14,497+1.3% | $12,562+16.9% |