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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $24,403 |
Filed as: ALPHA CAPITAL MANAGEMENT GROUP Service code 27 · EIN 47-4360318 | Advisory (Plan) | $12,054 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $7,313 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,110 | $106,230-64.1% | $147,080-74.1% | $77,736-51.0% |
| Participation rate | 86.2% | 78.4%+7.8pp | 82.2%+4.0pp | 70.6%+15.6pp |
| Annual return | 17.57% | 56.91%-39.3pp | 420.17%-402.6pp | 31.26%-13.7pp |
| Employer contribution / active EE | $3,862 | $4,072-5.2% | $4,933-21.7% | $2,728+41.6% |
| Participant deferral / active EE | $7,758 | $8,001-3.0% | $8,066-3.8% | $4,651+66.8% |
| Admin fee / account holder | $133 | $338-60.6% | $12,989-99.0% | $433-69.2% |