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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,573 | $183,516-92.6% | $155,534-91.3% | $145,884-90.7% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 12.18% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,505 | $5,315-52.9% | $4,675-46.4% | $4,662-46.3% |
| Participant deferral / active EE | $3,277 | $6,467-49.3% | $5,630-41.8% | $6,690-51.0% |
| Admin fee / account holder | $613 | $19,293-96.8% | $15,900-96.1% | $13,392-95.4% |