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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,238 | $182,442-69.2% | $163,379-65.6% | $138,895-59.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 19.61% | 72.74%-53.1pp | 63.41%-43.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $641 | $4,159-84.6% | $3,752-82.9% | $4,194-84.7% |
| Participant deferral / active EE | $8,979 | $6,817+31.7% | $6,282+42.9% | $6,396+40.4% |
| Admin fee / account holder | $1,099 | $10,396-89.4% | $9,818-88.8% | $12,562-91.3% |