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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,327 | $185,312-96.0% | $161,489-95.5% | $154,746-95.3% |
| Participation rate | 95.0% | 82.5%+12.5pp | 78.7%+16.3pp | 80.7%+14.3pp |
| Annual return | 23.45% | 103.84%-80.4pp | 89.72%-66.3pp | 172.34%-148.9pp |
| Employer contribution / active EE | $344 | $4,769-92.8% | $4,268-91.9% | $4,379-92.2% |
| Participant deferral / active EE | $3,535 | $6,350-44.3% | $5,630-37.2% | $6,730-47.5% |
| Admin fee / account holder | $838 | $18,654-95.5% | $16,006-94.8% | $14,365-94.2% |