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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,569 | $275,752-67.9% | $256,809-65.5% | $198,609-55.4% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 8.65% | 34.81%-26.2pp | 32.73%-24.1pp | 202.70%-194.0pp |
| Employer contribution / active EE | $2,166 | $7,721-71.9% | $7,263-70.2% | $5,055-57.2% |
| Participant deferral / active EE | $4,332 | $10,037-56.8% | $9,520-54.5% | $6,977-37.9% |
| Admin fee / account holder | $2,072 | $25,716-91.9% | $25,146-91.8% | $19,030-89.1% |