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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,557 | $146,267+27.5% | $197,124-5.4% | $82,448+126.3% |
| Participation rate | 96.2% | 84.0%+12.1pp | 86.7%+9.4pp | 68.1%+28.1pp |
| Annual return | 17.96% | 29.61%-11.6pp | 44.34%-26.4pp | 41.64%-23.7pp |
| Employer contribution / active EE | $18,971 | $4,723+301.6% | $6,227+204.6% | $2,551+643.7% |
| Participant deferral / active EE | $16,064 | $7,035+128.4% | $9,135+75.9% | $4,139+288.1% |
| Admin fee / account holder | $16,451 | $14,422+14.1% | $16,298+0.9% | $7,234+127.4% |