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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,257 | $64,920-56.5% | $103,693-72.7% | $86,983-67.5% |
| Participation rate | 62.7% | 63.6%-0.9pp | 72.6%-9.9pp | 69.5%-6.8pp |
| Annual return | 25.06% | 30.29%-5.2pp | 47.61%-22.6pp | 25.83%-0.8pp |
| Employer contribution / active EE | $1,766 | $2,141-17.5% | $2,920-39.5% | $2,584-31.7% |
| Participant deferral / active EE | $4,676 | $3,241+44.3% | $4,579+2.1% | $4,194+11.5% |
| Admin fee / account holder | $1,054 | $6,191-83.0% | $7,858-86.6% | $7,856-86.6% |