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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,257 | $51,638-45.3% | $68,368-58.7% | $82,448-65.7% |
| Participation rate | 62.7% | 63.6%-0.9pp | 73.8%-11.0pp | 68.1%-5.4pp |
| Annual return | 25.06% | 37.53%-12.5pp | 292.57%-267.5pp | 41.64%-16.6pp |
| Employer contribution / active EE | $1,766 | $2,047-13.7% | $2,649-33.3% | $2,551-30.8% |
| Participant deferral / active EE | $4,676 | $2,914+60.5% | $4,123+13.4% | $4,139+13.0% |
| Admin fee / account holder | $1,054 | $4,643-77.3% | $5,150-79.5% | $7,234-85.4% |