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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,461 | $51,638+7.4% | $129,406-57.1% | $80,959-31.5% |
| Participation rate | 19.8% | 56.9%-37.2pp | 69.6%-49.9pp | 67.7%-47.9pp |
| Annual return | 12.75% | 20.78%-8.0pp | 9468.18%-9455.4pp | 35.67%-22.9pp |
| Employer contribution / active EE | $1,099 | $1,584-30.6% | $4,155-73.5% | $2,757-60.1% |
| Participant deferral / active EE | $1,769 | $2,670-33.7% | $4,167-57.5% | $4,300-58.9% |
| Admin fee / account holder | $2,384 | $4,313-44.7% | $7,689-69.0% | $6,925-65.6% |