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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,928 | $108,911-56.9% | $100,392-53.3% | $145,884-67.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.66% | 58.23%-44.6pp | 49.45%-35.8pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,750 | $4,420-60.4% | $3,941-55.6% | $4,662-62.5% |
| Participant deferral / active EE | $4,375 | $8,459-48.3% | $8,090-45.9% | $6,690-34.6% |
| Admin fee / account holder | $1,469 | $9,698-84.9% | $7,904-81.4% | $13,392-89.0% |