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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,403 | $67,823-80.2% | $52,425-74.4% | $137,256-90.2% |
| Participation rate | 71.4% | 63.9%+7.5pp | 55.6%+15.8pp | 80.0%-8.5pp |
| Annual return | 23.17% | 219.11%-195.9pp | 302.12%-278.9pp | 220.34%-197.2pp |
| Employer contribution / active EE | $888 | $1,163-23.6% | $914-2.8% | $4,156-78.6% |
| Participant deferral / active EE | $1,554 | $2,288-32.1% | $1,790-13.2% | $6,407-75.7% |
| Admin fee / account holder | $412 | $2,844-85.5% | $2,495-83.5% | $12,270-96.6% |