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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,864 | $115,225-42.0% | $100,712-33.6% | $138,895-51.9% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 20.49% | 40.35%-19.9pp | 33.27%-12.8pp | 145.39%-124.9pp |
| Employer contribution / active EE | $2,893 | $2,771+4.4% | $2,313+25.1% | $4,194-31.0% |
| Participant deferral / active EE | $10,299 | $4,699+119.2% | $4,085+152.1% | $6,396+61.0% |
| Admin fee / account holder | $714 | $10,844-93.4% | $9,256-92.3% | $12,562-94.3% |