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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,864 | $112,729-40.7% | $98,716-32.3% | $137,256-51.3% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 20.49% | 38.48%-18.0pp | 31.81%-11.3pp | 220.34%-199.9pp |
| Employer contribution / active EE | $2,893 | $2,725+6.1% | $2,279+27.0% | $4,156-30.4% |
| Participant deferral / active EE | $10,299 | $4,640+121.9% | $4,048+154.4% | $6,407+60.7% |
| Admin fee / account holder | $714 | $10,129-92.9% | $8,703-91.8% | $12,270-94.2% |