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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,916 | $184,014-54.4% | $161,149-47.9% | $138,895-39.6% |
| Participation rate | 42.9% | 82.1%-39.2pp | 78.8%-36.0pp | 79.9%-37.1pp |
| Annual return | 16.77% | 21.52%-4.8pp | 21.16%-4.4pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,661 | $5,055-67.1% | $4,360-61.9% | $4,194-60.4% |
| Participant deferral / active EE | $12,136 | $6,909+75.6% | $6,153+97.2% | $6,396+89.7% |
| Admin fee / account holder | $4,037 | $18,027-77.6% | $15,194-73.4% | $12,562-67.9% |