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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,916 | $178,174-52.9% | $156,181-46.3% | $137,256-38.9% |
| Participation rate | 42.9% | 82.0%-39.2pp | 78.8%-36.0pp | 80.0%-37.1pp |
| Annual return | 16.77% | 84.19%-67.4pp | 64.87%-48.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,661 | $4,972-66.6% | $4,294-61.3% | $4,156-60.0% |
| Participant deferral / active EE | $12,136 | $6,888+76.2% | $6,132+97.9% | $6,407+89.4% |
| Admin fee / account holder | $4,037 | $17,404-76.8% | $14,586-72.3% | $12,270-67.1% |