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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,584 | $166,242-68.4% | $165,071-68.1% | $145,884-64.0% |
| Participation rate | 30.0% | 82.0%-52.0pp | 78.6%-48.6pp | 80.3%-50.3pp |
| Annual return | 12.35% | 100.44%-88.1pp | 70.17%-57.8pp | 551.85%-539.5pp |
| Employer contribution / active EE | $2,146 | $5,283-59.4% | $4,347-50.6% | $4,662-54.0% |
| Participant deferral / active EE | $5,366 | $6,964-23.0% | $6,035-11.1% | $6,690-19.8% |
| Admin fee / account holder | $6,730 | $16,658-59.6% | $12,695-47.0% | $13,392-49.7% |